Building Financial Futures Through Expert Guidance
Three decades of combined expertise in business financial planning
At nivaloryphexa, we believe that sound financial planning starts with understanding each business's unique challenges. Our approach combines traditional financial principles with modern strategic thinking, helping companies navigate complex financial landscapes while building sustainable growth strategies.
The People Behind Your Financial Success
Our team brings together diverse backgrounds in finance, economics, and business strategy. Each member contributes unique perspectives shaped by years of hands-on experience across different industries and market conditions.
Percival Hartwell
Senior Financial Strategist
Percival spent fifteen years working with manufacturing companies across the Midlands before joining nivaloryphexa in early 2023. His background includes helping family-owned businesses transition through generational changes while maintaining financial stability. He particularly enjoys working with companies that are expanding into new markets — something he experienced firsthand when his previous consulting firm opened offices in three European countries.
Cordelia Blackthorne
Risk Assessment Specialist
Before joining nivaloryphexa, Cordelia worked in regulatory compliance for financial services firms in London. She has a knack for translating complex regulatory requirements into practical business strategies. Her experience includes navigating post-Brexit compliance changes and helping companies adapt their financial structures accordingly. She often says that risk management isn't about avoiding all risks — it's about understanding which risks are worth taking.
Bartholomew Ashcroft
Investment Portfolio Advisor
Bartholomew's career began in investment banking, but he found his true calling in helping businesses optimize their investment strategies. He joined nivaloryphexa after running his own consultancy for eight years, specializing in helping medium-sized businesses diversify their investment portfolios. His analytical approach combines quantitative analysis with practical business sense — a combination he developed during his early years working with tech startups in Cambridge.
Our Foundation
What drives us is the belief that every business deserves access to thoughtful financial guidance. We've built our practice around principles that have served our clients well through various economic cycles.
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Practical Wisdom
We focus on strategies that work in real business environments, not just theoretical models. Our recommendations consider your industry dynamics and operational realities.
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Long-term Perspective
Financial planning requires patience and consistency. We help you build strategies that remain effective across different market conditions and business cycles.
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Collaborative Approach
Your business knowledge combined with our financial expertise creates the strongest foundation for decision-making. We work alongside your existing team, not above them.